Our Firm


Jernigan Financial Group, an independent financial services firm, that assists serious investors in a full-range of financial and estate planning services in the accumulation and preservation of wealth by offering financial and estate services. Our firm is structured for the purpose of providing a platform for our people to offer genuinely independent and objective advice. In today’s dynamic environment, the research and services now available to the investor allow us to offer financial planning, asset allocation, portfolio monitoring and estate planning strategies. To provide and maintain a high level of service, we will typically be offering an arrangement to our investors based on a fee for assets under management rather than commissions, for those that qualify. Advisory services are offered through Securities America Advisors, Inc., and Investment Advisor Representative, Jake Jernigan.  The fee for assets arrangement will allow you to enjoy the following benefits:

  • A personalized Investment Policy Statement designed to clearly identify your goals, risk tolerance and expectations. SECURITIES AMERICA, INC., carefully selected by Jernigan Financial Group in 1997, remains one of the nation’s largest  firms for independent financial representatives like Jake Jernigan.  Securities America, Inc. is where the principals and registered representatives position their various regulatory licenses while providing clients with an array of choices of investment, insurance and tax-deffered financial products and services. Securities America, Inc. has no expectations of our people offering any proprietary products. Jernigan Financial's clients  customers' brokerage accounts are  carried by National Financial Services, LLC (“NFS”), a Fidelity Investment company.  Investments carried by NFS are protected in accordance with the Securities Investor Protection Corporation (“SIPC”) up to $500,000 (including cash claims limited to $100,000).  An explanatory brochure is available at SIPC.org.  NFS has arranged for additional protection for cash and covered securities to supplement its SIPC coverage.  This additional coverage provided through Lloyd's of London will protect assets up to an overall aggregate level of $1 billion for assets in custody at the clearing firm including $1.9 million cash.  Neither coverage protects against a decline in the market value of securities. An explanatory brochure is available upon request. WE OFFER portfolio services for individuals, pension plans, retirement plans, trusts, endowments and foundations.  Our dedicated professionals work diligently to provide careful review of your current financial situation, your risk tolerance, your personal priorities, and your time horizon, and suggest appropriate financial strategies designed to help you reach your goals. NO COST EDUCATIONAL SEMINARS for existing and prospective clients reinforce our commitment and relationship to you as a valued client. WE HELP OUR CLIENTS plan for their financial future, especially retirement. We develop retirement plans for business owners, and we help high net worth investors with the unique issues they face. High net worth clients face challenging tax issues, and we have experience in helping plan for controlled transfer of their life’s work to loved ones, or favorite charities. Whether a businessperson, a farmer or someone on the verge of retirement, we have decades of experience designing investment strategies for hundreds of individuals and corporate clients.
     
  • Access to 3rd party money managers, originally available only to the wealthiest of investors
  • A personalized investment plan integration of asset allocation and investment selection.
  • A scheduled, periodic review of portfolio performance.
  • Periodic adjustments to your portfolio based on changes in your needs or risk tolerance.
  • Elimination of conflicting interests. We are on the same team working towards common goals.

Securiites America and it's representatives do not offer tax or legal advice, these services  are offered in conjunction with qualified professionals.