Jernigan Financial Group, an independent financial services firm, that assists serious investors in a full-range of financial and estate planning services in the accumulation and preservation of wealth by offering financial and estate services. Our firm is structured for the purpose of providing a platform for our people to offer genuinely independent and objective advice. In today’s dynamic environment, the research and services now available to the investor allow us to offer financial planning, asset allocation, portfolio monitoring and estate planning strategies. To provide and maintain a high level of service, we will typically be offering an arrangement to our investors based on a fee for assets under management rather than commissions, for those that qualify. Advisory services are offered through Securities America Advisors, Inc., and Investment Advisor Representative, Jake Jernigan. The fee for assets arrangement will allow you to enjoy the following benefits:
A personalized Investment Policy Statement designed to clearly identify your goals, risk tolerance and expectations. SECURITIES AMERICA, INC., carefully selected by Jernigan Financial Group in 1997, remains one of the nation’s largest firms for independent financial representatives like Jake Jernigan. Securities America, Inc. is where the principals and registered representatives position their various regulatory licenses while providing clients with an array of choices of investment, insurance and tax-deffered financial products and services. Securities America, Inc. has no expectations of our people offering any proprietary products. Jernigan Financial's client brokerage accounts are carried by National Financial Services, LLC ("NFS"), a Fidelity Investments company. Securities in accounts carried by National Financial Services, LLC (NFS) are protected in accordance with the Securities Investor Protection Corporation (SIPC) up to $500,000. The $500,000 total amount of SIPC protection is inclusive of up to $250,000 protection for claims for cash, subject to periodic adjustments for inflation in accordance with terms of the SIPC statute and approval by SIPC's Board of Directors. NFS also has arranged for additional protection for cash and covered securities called "excess of SIPC" coverage, from Lloyd's of London together with other insurers1. This additional protection would only be used when SIPC coverage is exhausted. Total aggregate excess of SIPC coverage available through NFS's excess of SIPC policy is $1 billion. Within NFS's excess of SIPC coverage, there is no per account dollar limit on coverage of securities, but there is a per account limit of $1.9 million on coverage of cash awaiting investment. This is the maximum excess of SIPC protection currently available in the brokerage industry. Neither coverage protects against a decline in the market value of securities, nor do they cover other claims for losses incurred while broker-dealers remain in business. Certain securities are not eligible for SIPC or excess of SIPC coverage2. For more details on SIPC, or to request a SIPC brochure, visit www.sipc.org or call 1-202-371-8300. For ratings and more information about Lloyd's please go to http://www.lloyds.com/Lloyds_Market/Ratings/.1 Fidelity's excess of SIPC insurance is provided by Lloyd's of London together with Axis Specialty Europe Ltd. And Munich Reinsurance Co.2 Among the assets typically not eligible for SIPC or excess of SIPC protection are commodity futures contracts, currency, and precious metals, as well as Investment contracts (such as limited partnerships) and fixed annuity contracts that are not registered with the U.S. Securities and Exchange Commission under the Securitries Act of 1933.WE OFFER portfolio services for individuals, pension plans, retirement plans, trusts, endowments and foundations. Our dedicated professionals work diligently to provide careful review of your current financial situation, your risk tolerance, your personal priorities, and your time horizon, and suggest appropriate financial strategies designed to help you reach your goals. NO COSTEDUCATIONAL SEMINARS for existing and prospective clients reinforce our commitment and relationship to you as a valued client. WE HELP OUR CLIENTS plan for their financial future, especially retirement. We develop retirement plans for business owners, and we help high net worth investors with the unique issues they face. High net worth clients face challenging tax issues, and we have experience in helping plan for controlled transfer of their life’s work to loved ones, or favorite charities. Whether a businessperson, a farmer or someone on the verge of retirement, we have decades of experience designing investment strategies for hundreds of individuals and corporate clients.
Access to 3rd party money managers, originally available only to the wealthiest of investors
A personalized investment plan integration of asset allocation and investment selection.
A scheduled, periodic review of portfolio performance.
Periodic adjustments to your portfolio based on changes in your needs or risk tolerance.
Elimination of conflicting interests. We are on the same team working towards common goals.
Securites America and it's representatives do not offer tax or legal advice, these services are offered in conjunction with qualified professionals.